We have created this privacy statement in order to demonstrate our firm and continuing commitment
to the privacy of personal information provided by those visiting and interacting with this web site. We hold the
privacy of your personal information in the highest regard. The following discloses our information gathering and
dissemination practices for this website.
We recognize the importance of protecting your
privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal
information you provide to us and to assist you in making informed decisions when using our site. This policy will
be continuously assessed against new technologies, business practices and our customers' needs.
Information Do We Collect?
When you visit
this web site you may provide us with two types of information: personal information you knowingly choose to
disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as
you and others browse our Web site.
1. Personal Information You Choose to Provide
When you register for any of our products, services or
newsletters you will provide us information about yourself.
If you choose to avail of our services, you may need
to give personal information and authorization to obtain information from various credit services. For example, you
may need to provide the following information:
-Credit card number
-Credit card billing address
-Business and home phone number
If you choose to correspond with us through email,
we may retain the content of your email messages together with your email address and our responses. We provide the
same protections for these electronic communications that we employ in the maintenance of information received by
mail and telephone.
2. Web Site Use
Similar to other commercial Web sites, our Web site utilizes a standard technology
called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about
how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of
visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web
How Do We Use the Information That You Provide to Us?
Broadly speaking, we use
personal information for purposes of administering our business activities, providing the products and services you
requested, to process your payment, to monitor the
use of the service, our marketing and promotional efforts and improve our content and service
offerings, and customize our site's content, layout, services and for other lawful
uses improve our site and better tailor it to meet your needs.
Furthermore, such information may be shared with others on an aggregate basis. Personally
identifiable information or business information will not be shared with parties except as required by
Occasionally, we may also use the information we collect to notify you about important changes to
our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you
do not wish to receive these offers by emailing us at the link provided on the newsletter.
A cookie is a very small text document, which often
includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your computer for
permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can
send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your
browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by
other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you
it is possible that some areas of our site will not function as effectively when viewed by the users.
A cookie cannot retrieve any other data from your
hard drive or pass on computer viruses.
How Do We
Use Information We Collect from Cookies?
As you visit and browse our Web site, the site uses
in more than is necessary for security. Cookies, in conjunction with our Web server's log files, allow us to
calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This
helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do not allow us
to gather any personal information about you and we do not intentionally store any personal information that your
browser provided to us in your cookies.
IP addresses are
used by your computer every time you are connected to the Internet. Your IP address is a number that is used by
computers on the network to identify your computer. IP addresses are automatically collected by our web server as
part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be
sent to you.
not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses
or personal details) with anyone except to the extent it is necessary to process transactions or provide services
that you have requested.
How Can You Access
and Correct Your Information?
You may request access to all your personally
identifiable information that we collect online and maintain in our database by emailing us at the usual
Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that
the law requires it or for the protection of our legal rights. We may also disclose account
information when we have reason to believe that disclosing this information is necessary to identify, contact or
bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users
and the Public.
Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by
Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web
sites are provided solely as pointers to information on topics that may be useful to the users of our Web
Please remember that when you use a link to go from our Website to another web site, our Privacy
Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have
a link on our Website, is subject to that Web site's own rules and policies. Please read over those rules and
policies before proceeding.
By using our Web
Our Commitment To
Please note that your
information will be stored and processed on our computers in Canada. The laws on holding personal data in Canada
may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access,
maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical,
electronic, and managerial procedures to safeguard and secure the information we collect online.
This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will
discontinue sending the particular messages as soon as technically feasible.
Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation
in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose
this information. Information requested may include contact information (such as name and shipping address), and
demographic information (such as zip code, age level). Contact information will be used to notify the winners and
award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of
A Special Note About Children
Children are not eligible to
use our services unsupervised and we ask that children (under the age of 19) do not
submit any personal information to us. If you are a minor, you can use this service only in conjunction with
permission and guidance from your parents or guardians.
or Changes in Ownership
In the event that the web site (or a substantial portion of its assets) is acquired, your
information would be considered part of those assets, and may be part of those assets that are